Members' Combined Liability Insurance

Posted by BMC on 20/12/2010
Combined Liability & Personal Accident insurance

As part of your membership, the BMC provides Combined Liability Insurance for clubs and individual members, and Personal Accident cover for Individual members.

This does not extend to those resident outside of Great Britain and Northern Ireland, Isle of Man, Channel Isles, and Republic of Ireland.

This category includes all individual members, including bona fide family members where they are fully paid up and we have details of their names. Club members do not benefit from Personal Accident cover.

Details of the Combined Liability insurance and Personal Accident insurance can be found on our broker's website, along with claims forms and FAQs.

This is not a comprehensive travel policy, Travel insurance cover is also available to members along with financial protection through Summit Financial Services.



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Anonymous User
15/03/2016
As part of your membership package the BMC provides Combined Liability insurance for Clubs and Individual members, and Personal Accident cover for Individual members.

Club members do not benefit from Personal Accident cover ???????????
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Anonymous User
07/04/2017
I am a British passport holder and British Citizen resident in Kenya. Please can you can confirm I am entitled to join BMC but NOT entitled to insurance through you ?
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Anonymous User
26/01/2018
Hi my son is a ski instructor and into other mountain and climbing activities, I am thinking of giving him BMC membership as a gift. Although a UK resident he is not often here, will he still eligible to all the membership benefits.
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Anonymous User
20/05/2019
So if I have an accident in the Alps am I insured for rescue with my personal membership ?
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Anonymous User
10/11/2021
So does it cover personal accident cover or not??
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Anonymous User
24/09/2023
Hi, I'm trying to find out more about this insurance but when I click on the broker's website link the site is down.
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Kerrina McQuilkin
24/09/2023
The brokers website link doesn’t seem to work
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Anonymous User
16/10/2023
Is paddle boarding covered by personal accident cover
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Anonymous User
12/01/2024
The FAQ links on the Howdens web page don't work
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Sean Milner
05/02/2024
In answer to the comment on 16/10/23, no, if you follow through the links you can find which activities are covered:
Climbing indoor and outdoor
Winter and summer mountaineering
Rock climbing
Abseiling
Scrambling
Gorge-walking
Canyoning
Hill walking
Low-level walking
Guided walks
Fell and mountain running
Slack lining (not high lining)
Navigation
Camping
Tyrolean traverse
Bouldering
Coasteering
Route setting
Emergency first aid in the outdoor
Ski-mountaineering
Orienteering
Ski touring
Report abuse
Sean Milner
05/02/2024
In answer to the comment on 16/10/23, no, if you follow through the links you can find which activities are covered:
Climbing indoor and outdoor
Winter and summer mountaineering
Rock climbing
Abseiling
Scrambling
Gorge-walking
Canyoning
Hill walking
Low-level walking
Guided walks
Fell and mountain running
Slack lining (not high lining)
Navigation
Camping
Tyrolean traverse
Bouldering
Coasteering
Route setting
Emergency first aid in the outdoor
Ski-mountaineering
Orienteering
Ski touring
Report abuse
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